If you are hospitalized due to accident or sickness, you will get daily fixed in-hospital cash benefit up to 30 consecutive days per hospitalization and for a total of 360 days during coverage period, even if you are admitted in a free hospital. In-hospital daily coverage amount will be 0.5% of Face Amount or BDT 20,000 whichever is lower.

With the health insurance cover of 360Health, we are with you and your family for the long-term, helping you prevent, understand, and manage serious health conditions today and tomorrow. And our Platinum Customers can enjoy these services without any cost. They can enjoy all the premium services of 360health for example, Doctor video call, Doctor Audio call, Doctor chat service and many other health related features completely free of cost. In addition, Gold Plan Customers with a minimum face amount of 500,000 can also enjoy all the premium services of 360 Health. Other MetLife and non-MetLife customers can also enjoy other complementary benefits.

You will receive a coverage of 50% or 100% (depending on your issue age, Policy term and your choice) of the Face Amount if you are diagnosed with or undergo surgery for the critical illnesses. Maximum Critical Illness coverage can be BDT 40 lac. 

For Platinum, Gold and Silver plans, your life insurance will cover the payment of a “Face Amount” (which is your annual premium times the policy term you chose). If the Account Value at the time of death is higher than the Face Amount, the Account Value will be paid less any indebtedness. For Bronze plan, Account Value or the premiums paid at the time of death, whichever is higher, will be paid less any indebtedness. 

You can get an additional Accidental Benefit under which 2 times of Face Amount or BDT 4 crore, whichever is lower, will be paid in the event of accidental death or accident leading to Permanent Total Disability. In case of Accidental Dismemberment, the additional Accidental Benefit may reach up to 2 times of the Face Amount or BDT 4 crore, whichever is lower, depending on the type and extent of loss.

If you become permanently and totally disabled due to accident or sickness within the age of sixty (60) year, MetLife will pay all Premiums on your behalf

You can receive maturity value that will be 100% of Account Value at maturity less any indebtedness.

You can avail up to 40% discounts on various medical and diagnostic services from a wide range of hospitals, clinics, and diagnostic centers. Click on this link to see the detail list of hospitals, clinics and diagnostic centers under this coverage-

Life Card Discount Providers List | MetLife Bangladesh