MetLife Fixed Deposit Protection Plan (MFDPP)

If the insured dies of accidental injuries before maturity, the Benefit payable would be the Account Value or Face Amount of MFDPP (whichever is higher) and 100% of Face Amount for Accidental Death.

If Policy matures without any covered loss happening to Insured, company pays 100% of the Account Value

If insured meets with accident leading to any or some of the covered Permanent Partial Disabilities, company will immediately pay predetermined % of Face Amount for Accidental PPD, the Policy would continue in-force, and company would pay 100% of Account Value on maturity. APPD Benefit against multiple of covered losses will not exceed 100% of Face Amount.

In case of Death of Insured after receiving the APPD Benefits, company would pay higher of Account Value or Face Amount of MFDPP, and remaining % of APPD on death provided that the cause of death could be linked to the accident and that the death occurred 365 days from the date of accident. Otherwise, the death Benefit would be limited to higher of Account Value or Face Amount of MFDPP (MetLife Fixed Deposit Protection Plan).

If insured meets with accident and it causes him/her Permanent Total Disability Company would immediately pay 100% of Face Amount, the Policy would continue in-force, and company will pay 100% of Account Value on maturity.

In case of death after receiving the APTD Benefits,the Benefit payable would be the account value or Face Amount of MFDPP (whichever is higher).