For policy term 12 to 15 years​:

Lumpsum 100% of FA less debt + Accrued Reversionary Bonus +Terminal Bonus​

For policy term 18 years and above​:

 During the first 1/3rd of the policy term: 100% of FA less debt + Accrued Reversionary Bonus +Terminal Bonus​

After the first 1/3rd of the policy term till the 2/3rd of the policy term: ​

125% of FA less debt + Accrued Reversionary Bonus +Terminal Bonus​ ​

After the first 2/3rd of the policy till maturity: ​

150% of FA less debt + Accrued Reversionary Bonus +Terminal Bonus

A) 25% of the Face Amount is paid at the end of one-third of the term of the Policy.

B) Another 25% of the Face Amount is paid at the end of two-third of the term of the Policy.

The remaining 50% of the Face Amount is paid at maturity, along with Reversionary Bonus and Terminal Bonus (if applicable).

The 1st and/or 2nd installment amount has no bearing on the Benefits receivable by the Beneficiary(ies) in case of Insured's death. Even if the Insured dies after the 2nd installment has been paid, the Beneficiary(ies) receives the full Death Benefit plus the Reversionary and Terminal Bonuses. In the event of Insured's death, no deduction is made for the installments already paid. 

A) Accidental Death and Permanent Total Disability will be equal to basic Face Amount but not exceeding BDT 5,000,000.

B) Accidental Dismemberment will be up to basic Face Amount but not exceeding BDT 5,000,000.

C) Accident Medical expense Reimbursement limit per accident will be up to 15% of basic Face Amount but not exceeding BDT 750,000.

You can also add the following optional Riders to your Policy by paying additional Premium

A) MediCare
B) Waiver of Premium
C) Hospital Care
D) Accident Indemnity Certificate 
E) Critical Care
F) Limited Accident Insurance Certificate 
G) Accidental Death Benefit