This is an answer for individuals, who are seeking for a protection and savings scheme which observes the rules and regulations of Islamic law and Shariah guidelines. 

Takaful life insurance Policy will cover under a Face Amount (which is your annual contributions times the Policy term you choose) in case of death of the insured due to   covered cases while the  Policy is in-force regardless of the number of contributions paid. 

Earn interest free shariah based reasonable returns that lead to a Maturity Value to meet your financial planning needs.

You can get an additional Accidental Benefit under which 2 times of Face Amount or BDT 4 crore, whichever is lower, will be paid in the event of accidental death or accident leading to Permanent Total Disability. In case of Accidental Dismemberment, the additional Accidental Benefit may reach up to 2 times of the Face Amount or BDT 4 crore, whichever is lower, depending on the type and extent of loss.

Benefiting under Critical Guard from a lump sum payment equal to 100% or 50% of the Face Amount (depending on your entry age, Policy term and your choice) in case of diagnosis of or actual undergoing of surgery for, as the case may be, the 8 illnesses/medical conditions as defined in the Policy Document.

Benefiting from waiver of the contribution under Family Protection Rider-Disability for the remaining term of the Policy in case of Permanent Total Disability due to Accident or Sickness.