Terms and Conditions

Jan 18, 2015

Notice

PLEASE READ THE TERMS OF USE CAREFULLY. BY ACCESSING OR USING THIS WEBSITE AND ITS PAGES (COLLECTIVELY, THIS "SITE"), YOU AGREE TO BE BOUND BY THE TERMS OF USE AND ACCEPT THEM IN FULL. METLIFE MAY CHANGE THE TERMS OF USE FROM TIME TO TIME AND CHANGES WILL BE POSTED ON THIS SITE. BY CONTINUING TO ACCESS AND USE THIS SITE AFTER ANY SUCH CHANGES ARE POSTED, YOU WILL BE DEEMED TO HAVE ACCEPTED SUCH CHANGES. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS OF USE, DISCONTINUE YOUR ACCESS TO THIS SITE IMMEDIATELY.

If you need to communicate with MetLife, please write to us at: American Life Insurance Company, MetLife Building, 18-20 Motijheel C.A., P.O. Box 9, Dhaka-1000, Bangladesh.

Not all consumers will be eligible for the products and services described on the website, and we reserve the right to determine your eligibility for any product or service.

© 2015 MetLife, Inc. All rights reserved.

The works of authorship contained in this Site, including, but not limited to, the text, design, software, images, graphics, sound, recordings, source code, and content are owned by MetLife. Such works of authorship and exclusively licensed materials are protected by United States and International copyright laws and treaties, and may not be modified, copied, reproduced, republished, uploaded, downloaded, posted, transmitted, publicly displayed, used to create a derivative work, linked, transferred, sold, or otherwise used for public or commercial purposes without the express written consent of MetLife.

Trademark and Service Mark Notice

MetLifeSM is a registered service mark and the MetLife Logo is a service mark of MetLife. Other featured words or symbols used in this Site to identify MetLife or any products or services thereof, are the trademarks or service marks of MetLife. You may not modify, copy, reproduce, republish, upload, download, post, transmit, publicly display, create a derivative work, sell, or otherwise use for public or commercial purposes any of the trademarks or service marks in this Site without the express written consent of MetLife.

Submissions

All information submitted to MetLife via this Site shall be deemed and remain the property of MetLife. MetLife shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in such information. MetLife shall not be subject to any obligations of confidentiality regarding submitted information except as specially agreed or as required by law.

Cookies

This website uses cookies – Please see the Website Privacy Statement for details.

Use of Information and Materials

This Site is provided for informational purposes only, and is not intended as legal, accounting or other professional advice.

The content in this Site, including the terms, conditions and descriptions herein are subject to change without prior notice to you. Unauthorized use of, or entry into, this Site, or the misuse of passwords or information contained within this Site is strictly prohibited.

Not all products and services featured in this Site are available in all geographic areas. Your eligibility for particular products and services is subject to final acceptance by MetLife. With regard to the information, products and services offered by this Site, no distribution or solicitation is made by MetLife to any person to use any information, products, services, or materials in a jurisdiction where such information, products, services, or materials is prohibited by law.

The information contained in this Site is not intended as an offer or solicitation for the purchase of MetLife stock, any other security or any financial instrument.

Links to Other Sites

MetLife may establish in this Site links and pointers to Websites maintained and operated by third parties for you to access at your sole discretion. MetLife does not monitor and is not responsible for the content found on these linked websites. The establishment of any link in this Site does not imply an endorsement or recommendation by MetLife of any opinions, ideas, goods, products, information or services offered through such linked Websites. Your participation in any linked site, including payment for, and the delivery of, any goods, products or services, is based solely upon your relationship with the linked Website provider. MetLife has no control over such third party Websites and makes no warranties or representations as to any content in, or goods, products or services offered through, such third party Websites. You expressly agree that MetLife is not responsible for any losses or damages in connection with your access to, use of, or inability to use, such Websites, or the contents or goods, products or services offered through such Websites.

Disclaimer of Warranties

ACCESS AND USE OF THIS SITE IS AT YOUR OWN RISK. THIS SITE AND ITS CONTENTS, INCLUDING ALL TEXT, DESIGN, SOFTWARE, IMAGES, GRAPHICS, SOUND, RECORDINGS, SOURCE CODE AND LINKS OR OTHER ITEMS, IS PROVIDED "AS IS", "WHERE IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR INFRINGEMENT. FURTHER, NO WARRANTY IS MADE THAT THIS SITE SHALL BE UNINTERRUPTED OR FREE FROM ERRORS, VIRUSES OR OTHER HARMFUL CODE.

Limitation of Liability

UNDER NO CIRCUMSTANCES WILL METLIFE BE LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, THAT ARISES OUT OF, OR IS IN ANY WAY CONNECTED WITH, THE USE OR INABILITY TO USE, THIS SITE OR ANY PORTION THEREOF, OR ANY LINKED SITE, EVEN IF METLIFE  IS ADVISED OF THE POSSIBILITY OF DAMAGES, LOSSES OR LIABILITIES.

Indemnification

You agree to defend, indemnify and hold MetLife harmless  and all of its respective directors, officers, employees and agents thereof, from and against all claims and expenses, including attorney's fees, arising out of your violation of these Terms of Use or misuse of this Site or products or services provided via this Site.

Additional Terms

Certain pages of this Site may contain separate terms and conditions that are in addition to these Terms of Use. In the event of a conflict, such separate terms and conditions shall govern the products and services offered or provided in such pages.

Right to Modify or Terminate

MetLife reserves the right to modify the products and services offered in this Site. MetLife also reserves the right to terminate your access to such products and services, or access to this Site, in whole or in part, at any time.

Severability

In the event any of the terms or provisions of these Terms of Use shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision.

Governing Law and Jurisdiction

These Terms of Use constitute a contract between you and MetLife. You agree that your use of this Site shall be governed by, and construed in accordance with, the laws of Bangladesh, without regard to the conflicts of laws thereof, and to the laws of Bangladesh. You expressly agree to submit to the sole and exclusive jurisdiction of Bangladesh.